Would you like to pay LESS money for the same or better Worker's Compensation coverage?  You're in the right place!

The First Group Worker's Compensation Program is underwritten specifically for automobile dealerships, general repair services, collision and body shops, lube centers, and other auto-related businesses. As experts in the automobile industry, we understand the challenges of rising premiums, unexpected injuries and expensive claims. Because of our size and reputation within the industry, we have the ability to save you a great deal of money over what you're currently paying. We easily write:

• High Experience Modifiers and poor claims history
• New businesses with less than three years
• Account with 'shock losses'
• Auto dealerships (franchised and independent)
• General auto repair services
• Body shops and collision centers 
• Truck, RV, motorcycle, and marine dealerships/repair
• Towing and impound services

FREQUENTLY-ASKED QUESTIONS

Does this policy have a dividend feature?

Unlike companies that use 'dividends' as a sales tool to lead customers into believing that they will get money back (which is really what you were overcharged), our policies don't offer a dividend because we want you to begin saving money from the very first day and to keep your money where it belongs. Rather than waiting several months after the policy has expired in order for the divided company to determine their net profit and evaluate your performance and loss ratio in order to determine whether or not you have earned a dividend, we simply offer lower premiums from the start and let you keep your money in your pocket. 
 

Who is First Insured?

First Insured, an independent agency specializing in the unique insurance needs of the automobile industry, is part of the First Group Family of Companies (which includes First Innovations and FirstGuard Warranty). Headquartered in beautiful Austin, Texas, we provide all type of personal and commercial insurance coverage, including workers' compensation, surety bonds, garage liability, dealer's open lot, property, cyber/data coverage, employment practices liability, and many others.

What payment options are available?

There are several payment options available; including:

- Monthly Self-Reporting
- Pay-As-You-Owe with each payroll run
- Scheduled Installments

Who do I contact to get a quote for my business?

If you'd like to find out how to keep more of your money in your pocket when purchasing workers' compensation insurance, simply contact our Sales Manager, Jim Lechler, at jlechler@firstinsuredgroup.com or call (800) 604-4355 and we'll be happy to assist you!